Explainer

Tracking Bitcoin without a private key: public address vs. private key

Many people hesitate to enter their Bitcoin address anywhere because it feels like handing over the wallet. It is not. Here is the difference, in plain English.

Short answer: You can track Bitcoin with only a public address, because every address's balance and history are public on the blockchain. The private key is a separate secret that is needed only to spend. BTC Mate uses public addresses exclusively and cannot ask for, store or use a private key or seed phrase.

Three things that are often confused

ItemWhat it isWho may see itWhat it allows
Public addressA string such as bc1q… or 3… derived from a public keyAnyone. You share it to receive Bitcoin.Receiving Bitcoin; looking up balance and history
Private keyA secret number that signs transactions for one address or manyOnly you, everSpending the Bitcoin at the corresponding addresses
Seed phrase12 or 24 words from which all private keys of a wallet are regeneratedOnly you, offlineRecreating the whole wallet and spending everything in it

The blockchain contains public addresses and transactions. It never contains private keys or seed phrases. That is why looking up an address is safe and why spending needs something the blockchain does not have.

What can be seen with only a public address

  • The current balance of the address.
  • Every transaction that sent Bitcoin to it or spent from it, with amounts, timestamps, block heights and confirmations.
  • The other addresses involved in those transactions.
  • The fee each spending transaction paid.

This is exactly the information a block explorer shows, and exactly what BTC Mate uses.

What cannot be seen or done with only a public address

  • Spending. A transaction is only valid with a signature from the private key. An address alone cannot produce one.
  • Identity. The blockchain does not record names. Linking an address to a person requires outside information.
  • Purchase price. Prices and currencies are not on-chain. Any profit figure is an estimate built from market history. How BTC Mate estimates it.
  • Other addresses of the same wallet. Modern wallets use many addresses. A single address does not reveal its siblings unless they appear together in a transaction.

Can someone steal Bitcoin with a public address?

No. Public addresses are meant to be public; every payment you have ever received was made to one. Sharing a public address does not give someone control over the funds, but it does reveal the balance and transaction history of that address and therefore has privacy implications. Keep private keys and seed phrases offline and never type them into a phone, a website or an app that merely displays information.

Why BTC Mate only needs the public part

BTC Mate is an iPhone app for tracking and analyzing public Bitcoin addresses. Its features, balance, activity, estimated performance, address lookup and blockchain insights, are all derived from public data. There is nothing in the app that could use a private key even if it had one: no transaction builder, no signing, no sending, no trading. The app has no field for a private key or seed phrase, and the developer never asks for one.

Your public addresses are stored on your device. To fetch their history the app sends the address to a blockchain data provider, which is described in the Privacy Policy.

Rules of thumb

  • Public address: fine to enter in a tracker, an explorer or an invoice.
  • Private key or seed phrase: only ever into the wallet that is supposed to hold it, ideally a hardware device, and never to "verify", "track", "sync" or "claim" anything.
  • If a tracking app asks for your seed phrase, it is not a tracking app.
BTC Mate app icon

Track your Bitcoin address. Keep your keys.

BTC Mate is available for iPhone. Add a public Bitcoin address and see balance, activity and estimated performance in one place. No seed phrase, no private key, no custody.

Download on the App Store Free on the App Store · Requires iOS 26.2 or later